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Poverty and tzedakah in Jewish law : essays and responsa / edited by Walter Jacob with Moshe Zemer
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64 Daniel Schiff

16. B. Sotah 14a.

17. Levine A., Economics and Jewish Law Halakhic Perspectives(New York : Ktav Publishing House, Incorporated, 1987), p. 114

18. See, for example, the rulings of Maimonides set out above 19.B. Pes. 112a. 20. B. Pes. 113a

21. T amari M., With All Your Possessions Jewish Ethics and Economic Life (Northvale: Jason Aronson Incorporated, 1998), pp. 249-250. See also, Sinclair Y., Welfare: Universal or Means- Tested Benefits? Business Ethics Center of Jerusalem, http://www.besr.org/library/universal.html.

22. Social Security Administration Publication Number 05-10024, January 2005, Understanding the Benefits, http://www.ssa.gov/pubs/1 0024 html.

23. Ibid.

24. As one analyst described it:

In providing retirement and life insurance, Social Security redistributes income from high lifetime earners to low lifetime earners. A few hypothetical casestaken from the 2002 trustees reportillustrate Social Security's redistribution process. A worker who earned average wages over his or her career and retired at age 65 in 2005 will receive annual Social Security benefits equal to 45% of his or her average annual earnings. Social Security would replace 57% of the average annual earnings of a low-earning worker (who earned 50% of the average earnings), and 38% of the average annual earnings of a high-earnings worker(who earned 50% more than average). So, while high-earning workers receive more money in their Social Security checks, they receive a smaller portion of their earnings.

25. See:Frequently Asked Questions about Social Security, Economic Policy Institute, May 2005, at

http://www.epinet.org/content.cfim/issueguide_socialsecurityfaq.

25. Levine, op. cit.,p. 135.