66 Daniel Schiff

37. The 2004 figure was 9.8%. This still represents some three and a half million seniors. See“Poverty: 2004 Highlights,” United States Census Bureau , August, 2005, http://www census.gov/hhes/www/poverty/povertyO4/povO4hi.html.

38. Sinclair Y.,“Welfare: Universal or Means-Tested Benefits?” Business Ethics Center of Jerusalem, http://www.besr.org/library/universal html.

39. Tamari M.,“Are we Obligated to Establish a Welfare System?” Business Ethics Center of Jerusalem, http://www.besr.org/library/responsa/welfare. html.

40. See, for example, Hederman R. S., Foertsch T. L., and Johnson K. A.,“Keep the Social Security Wage Cap: Nearly a Million Jobs Hang in the Balance,” The Heritage Foundation , April 22, 2005, http://www heritage.org/Research/SocialSecurity/cda0s5­04.cfm.

41. No similar resolutions from Orthodox institutions were able to be located.

42 See“Social Security,” A Resolution adopted by the Central Conference of American Rabbis, March, 2005, http://data.ccarnet.org/cgi­bin/resodisp.pl?file=socialsecurity&year=2005. See also“Resolution on Social Security,” passed by the Rabbinical Assembly Convention, March, 2005, http://www.rabbinicalassembly.org/docs/2005resolutions. pdf.

43. See“Resolution on Social Security,” passed by the Rabbinical Assembly Convention, March, 2005, http://www rabbinicalassembly.org/docs/2005resolutions. pdf.

44.“Social Security,” A Resolution adopted by the Board of Trustees of the Central Conference of American Rabbis, May, 1999, http://data.ccarnet.org/cgi­bin/resodisp.pl?file=ss&year=1999.